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زیر نظر تصویر میں ایچ بی ایل کی سیما
کمیل سال 2012 میں پاکستان کے بیسٹ ریٹیل بینک کا ایورڈ وصول کر رہی ہیں
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Karachi, April 05, 2012: Habib Bank Ltd. (HBL) has been named as the winning bank of the Best Retail Bank in Pakistan Award for the year 2012 during the 12th International Excellence in Retail Financial Services. Sima Kamil, Head-Retail & Consumer Banking, received the award at The International Excellence in Retail Financial Services 2013 Awards ceremony, held in conjunction with the region’s most prestigious retail banking event, the Excellence in Retail Financial Services Convention. The ceremony was held at the Westin Chosun, Seoul, South Korea on March 22nd 2013.
HBL was the first commercial bank to be established in Pakistan in 1947. Over the years, the bank has grown to become the largest private sector bank in the country with over 1,500 branches, 840 ATMs and over 5.8 million relationships, boasting a deposit base of over $12.5 billion.
In 2012, HBL’s total deposits book grew by 30% whereas the financial market growth was 11%. The bank increased its market share from 13.5% to 15.3%, while leading in the bancassurance business. The bank’s core strategies for the past year included attainment of market leadership, market development through segment sales and development of a life stage product line, and enhancement in distribution performance measurement systems.
The prestigious awards program – administered by The Asian Banker and refereed by prominent global bankers, consultants and academics –involves a stringent three month evaluation process based on a balanced and transparent scorecard to determine the winners and the positions of various retail banks in the region. The Asian Banker is considered to be the region’s most authoritative provider of strategic business intelligence to the financial services community.












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